have rules that are different from those for
private pensions. Government human resource offices can provide all the rules and regulations
as they apply to spouses and widows. As a spouse, you should get this information in advance,
so you don’t end up unprepared should the unexpected happen.
For example, after leaving her job as a nurse to raise her kids, Nikki’s husband, a military
contractor who was an Army reservist, was deployed and killed in the line of duty. Left to care
for three small children on her own, hundreds of miles from her family, it took her almost a year
and intervention from her Member of Congress before Nikki discovered all the veteran’s benefits
that were due her and her children. This raises an important point: When it comes to any type of
federal benefits, if the system is wearing you down, contact your Member of Congress.
However, there is much you can do before that time to prevent these situations from putting a
strain on your life and the well-being of your children. Talk to the human resources employees
who staff the offices where your spouse worked and read whatever is available. Know what you
are entitled to so that if a tragedy happens, you will know what to do.
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