. Medicare Parts A through D

Today more than 20 million older women rely on Medicare, the federal government program that provides a base of health insurance for those ages 65 and older. Understanding what each part of Medicare provides and how the parts interact will help you decide what you need to provide for yourself. People over age 65 generally get their health care one of two ways: Original Medicare or Medicare Advantage Plans (see chart).

Typically, you are eligible for Medicare at age 65 if you or your spouse paid Medicare payroll taxes while in the paid labor force. If you are divorced, and were married for more than 10 years, you may qualify for Medicare benefits based on your former spouse’s work record. For more information on who qualifies, go to Frequently Asked Questions at www.ssa.gov.